Your path to financial freedom starts today.

Most Canadians think of their mortgage as just a loan. I help you turn it into a powerful wealth-building strategy.

With 15 years of experience, I’ve guided thousands of homeowners, investors, and self-employed professionals to restructure their mortgages—reducing taxes, lowering interest, and building wealth faster without increasing monthly payments.

At Freedom10, we specialize in CPA-backed strategies like Rental and Non-Rental Cash Damming, Debt Swaps, and Leveraged Investing. Our expert, transparent advice is supported by partnerships with top CPAs and financial planners.

Whether your goal is to become mortgage-free sooner, grow your investment portfolio, or keep more of your income, I create personalized plans to help you get ahead.

What sets us apart: deep expertise in complex mortgages, proactive communication, and a commitment to your financial success.

Ready to stop overpaying on taxes and interest? Let’s connect.

-Sean

Sean Smith, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?

Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.

Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Sean Smith

I am a certified Smith Manoeuvre Professional with over 15 years of experience helping Canadians optimize their mortgage strategies to build wealth faster and more efficiently. As co-founder of Freedom10, I specialize in advanced, CPA-backed financial strategies; including Rental Cash Damming, Debt Swaps, and Leveraged Investing, that empower homeowners, real estate investors, and self-employed professionals to reduce taxes, lower interest costs, and accelerate mortgage freedom without increasing monthly expenses.

I'm proud to focus on transparent communication and personalized financial planning. I collaborate closely with top accountants and financial advisors to deliver holistic wealth-building solutions. I'm passionate about educating clients on leveraging mortgage debt as a strategic asset. I am dedicated to helping Canadians stop overpaying on taxes and interest while achieving long-term financial security.